The Math Makes Sense: Average rental homes in Madison command $1,800 or more per month. That's $21,600 annually paid to a landlord with zero return. A comparable mortgage payment on a $360,000 home means you're building equity, gaining tax benefits, and creating a valuable asset. When your next PCS orders arrive, you'll have options: sell for profit, rent for passive income, or keep as a long-term investment property.